This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.
When Thenmozhi was a young girl, her father committed suicide. He took out a loan to purchase a car and couldn’t pay it back. He left behind two daughters (one with special needs) and a wife.
Unfortunately for his family, they come from what’s known in India as “the untouchables”, where they’re the poorest of all. Thenmozhi’s mother and sister make a meager living gluing together matchboxes in their shack. Also unfortunately that they’re females, which if you know anything about India, it’s really difficult for females to thrive, especially a widow.
I didn’t mention this story to judge India, its caste system or what the father did. Rather, it’s to highlight the realities of debt and suicide.
It doesn’t matter the amount of debt you (or someone else) have or the kind it is, those who are harboring thoughts of depression are suicide are not thinking logically. It doesn’t matter if you understand what’s going on. What’s important is that those who are contemplating suicide seek help.
I can’t claim I understand what it’s like to contemplate taking my own life. But what I can say is that I’ve seen those around me do so. I’m not going to give you advice on paying down your debt, or tell you how to manage your money. Just know that anything you do, no matter how small will affect someone. Look what happened to Themnmozhi’s family.
Yes, money is important, but not so much so that you someone needs to end their life over it. If you’re even angry over your debt, please talk to someone about it. There are so many free resources where you can talk anonymously if you’re afraid of speaking about it with someone you know.
If you have a friend, family member or even acquaintance and you notice them being depressed over their debt, take it seriously. It doesn’t matter if you understand what’s going on. It’s about them, and what you can do to cheer them up, or to lend a shoulder to cry on.
Actually, what Lily from The Frugal Genie did was awesome. She had a friend who was depressed and $160,000 in debt. She would send him texts and messages to cheer him up, over a period of time.
That’s it. Of course, you can point to the following resources to anyone if they feel upset or overwhelmed by their debt:
National Suicide Prevention Lifeline (or call 1-800-273-8255)
There are also numerous free debt counseling services to check out:
No matter what, everyone matters on this planet. Yes, suicide may seem like the solution, but are you willing to put your loved ones through the pain?