I realize it’s a bit ironic that I’m writing a list post when I said in my last one that reading those don’t work. But hear me out.
It’s not that list posts don’t work. It’s that mega list posts don’t work. So many of us are riding the high of the new year and want to make sure our lives are a little bit better by the end of it. But if you’re reading a post with 100 tips, which will you tackle first? You hear me?
I wanted to write a post about systems and clarity a few of you had asked about in my last post, but I realized that I had outlined tools and processes previously on the blog. There is one other experiment I’m trying called money journaling (I actually made this term up) which I’ll share the results with you in a few weeks.
So here are my four favorite posts to help you kick butt and conquer your financial year:
1. How You Can Use Money Wisely to Make Your Life Happier
One of the most effective I’ve found to work for me and money coaching clients is values-based spending. In a nutshell, it’s a system where you determine what’s important to you and you choose to put your money towards that. I wrote this post to show you a simple system I use to help me set a “budget”, and how to prioritize my purchase. Because I love y’all so much, I even created a simple values based spending guide you can grab for free.
2. Can You Fix Your Finances in Just Ten Minutes a Day?
Finances can be complicated, but they don’t have to be. To help me prove my point, I went and asked some kickass experts (some of whom I call my friends) for some ways you can implement simple systems and process in 10 minutes a day. Keep in mind that some of these process entails you doing them on a consistent basis, but it’s a heck of a lot better than hours up hours a week.
3. How Can I Keep Being Motivated Paying Off Student Loan Debt?
One of my readers, Robin, asked this great question last year. Yes, creating systems and processes are key, but being unmotivated to keep pushing is so what derails so many of us. I talk about whether you’re in debt denial, how to ensure you implement money self-care and what to do in your worse case scenario.
4. 3 Tools to Help You Use Your Credit Card Wisely
Love them or hate them, credit cards are here to stay. If you’re in credit card debt or are learning how to be more responsible with them, there are some kick butt tools to help you out (I swear I’ve used the words “kick butt” too many times in this post). Check these out (some are free!) and use them to help you pay off your bills on time and even be debt free earlier!
Bonus: 4 Simple Things to Do During a Financial Meltdown
Yes, I said four posts, but there’s a reason why I added this. Sometimes we freak out (like I still do on occasion) over our money stuff, and it’s perfectly normal. This post outlines four simple things you can do right now to calm yourself down.